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A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Fair Credit Reporting Act; Preemption of State Laws".

S.J.Res. 155 Sen. Sheldon Whitehouse (D-RI) In committee
Bill text PDF
  1. Introduced Mar 26
  2. Committee Mar 26
  3. Passed Senate Next
  4. Passed House Not yet
  5. To President Not yet
  6. Law Not yet
Where it stands
In committee, Mar 26, 2026Next: Senate vote
168d ago May 13, 2026: Motion to proceed to consideration of measure rejected in Senate by Voice Vote. (consideration: CR S2268-2269)
Final votes
No roll callsNo recorded vote on this bill yet
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Summary

This joint resolution disapproves a specific rule issued by the Bureau of Consumer Financial Protection (CFPB) regarding the Fair Credit Reporting Act and preemption of state laws. The resolution states that Congress disapproves the rule published as 90 Fed. Reg. 48710 on October 28, 2025, and declares that the rule shall have no force or effect.

Summary of the bill text as placed on Calendar Senate (Apr 27, 2026), generated by SecBot from the official bill text; the Library of Congress summary is not yet published.

Official record from Congress.gov, the House Clerk and the Senate; lobbying from Lobbying Disclosure Act filings. Updated Oct 28, 2026.