Fair Credit for American Hostages Act of 2025
- Introduced Feb 20
- Committee Feb 20
- Passed Senate Next
- Passed House Not yet
- To President Not yet
- Law Not yet
Where it stands
In committee, Feb 20, 2025Next: Senate vote
615d ago Feb 20, 2025: Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Final votes
No roll callsNo recorded vote on this bill yet
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Votes
No recorded roll-call vote on this bill yet
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Summary
Fair Credit for American Hostages Act of 2025
Full summary1 paragraphs
This bill prohibits a consumer reporting agency from including adverse credit information on a consumer's credit report from an event that occurred during a time when that consumer was held hostage or wrongfully detained abroad.
Library of Congress summary, Feb 20, 2025
Summary versions
- Introduced in SenateFeb 20, 2025
Actions
- SenateIntroduced in SenateFeb 20, 2025
- SenateRead twice and referred to the Committee on Banking, Housing, and Urban Affairs.Feb 20, 2025
Bill record
Text versions1
- Introduced in SenateFeb 20, 2025PDF: Introduced in Senate
Committees1
- Senate Banking, Housing, and Urban Affairs CommitteeReferred To Feb 20, 2025
Sponsor and cosponsors6 cosponsors
- Sen. Christopher Coons (D-DE)Sponsor, Feb 20, 2025
- Chris Van Hollen (D-MD)OriginalJoined Feb 20, 2025
- Cynthia Lummis (R-WY)OriginalJoined Feb 20, 2025
- Mike Rounds (R-SD)OriginalJoined Feb 20, 2025
- Ron Wyden (D-OR)OriginalJoined Feb 20, 2025
- Thomas Tillis (R-NC)OriginalJoined Feb 20, 2025
- Susan Collins (R-ME)Joined Feb 24, 2025
Amendments0
No amendments offered
Cost estimates and reports0
No cost estimate or committee report yet
Titles2
Short titles
- Fair Credit for American Hostages Act of 2025Short Title(s) as Introduced
Official titles
- A bill to amend the Fair Credit Reporting Act to prohibit consumer reporting agencies from furnishing consumer reports containing adverse items of information about a consumer that resulted from that consumer being unlawfully or wrongfully detained abroad or held hostage abroad.Official Title as Introduced
Subjects5
Policy area
Legislative subjects
Consumer affairsConsumer creditDetention of personsRight of privacy
Related bills1
- S. 5543 118th, Cross-Congress related bill Fair Credit for American Hostages Act
Official record from Congress.gov, the House Clerk and the Senate; lobbying from Lobbying Disclosure Act filings. Updated Oct 28, 2026.