Safe Access to Cash Act of 2026

This bill creates new federal criminal offenses for robbery, theft, and related crimes involving automated teller machines (ATMs), regardless of whether the ATM is on a bank's physical premises. It adds a new section to federal law covering crimes against ATM users and servicers, property crimes against ATMs, and related offenses like assault, killing, or forced accompaniment.

Sec. 2, Offenses related to ATM robbery and incidental crimes: This section establishes a new federal crime for using force, violence, or intimidation to take property from a person using or servicing an ATM, or from someone transporting property to be loaded into an ATM, with a penalty of up to 20 years in prison. It also creates crimes for breaking into, tampering with, damaging, removing, or stealing an ATM and taking property from it: if the value exceeds $1,000, the penalty is up to 10 years; if $1,000 or less, up to 1 year. Receiving or selling property taken in such a crime carries the same penalty as the taker. Forcibly assaulting someone or using a dangerous weapon while committing these crimes carries up to 25 years. Killing someone or forcing someone to accompany the offender during the crime or while fleeing carries up to 30 years, or life if death results. The section defines an ATM as any network-connected automated teller machine allowing account access, including those owned or operated by a bank, credit union, or savings and loan association, whether or not on the institution's premises.