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STUDENT Act

S. 2764 Sen. Joni Ernst (R-IA) In committee
Bill text PDF
  1. Introduced Sep 10
  2. Committee Sep 10
  3. Passed Senate Next
  4. Passed House Not yet
  5. To President Not yet
  6. Law Not yet
Where it stands
In committee, Sep 10, 2025Next: Senate vote
412d ago Sep 10, 2025: Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
Final votes
No roll callsNo recorded vote on this bill yet
Lobbying
1company, 3 filings
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Companies lobbying on this bill

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Summary

This bill requires that for certain federal student loans, the disclosure provided to borrowers must include the total amount of interest that would be paid over the life of the loan, calculated using the standard repayment plan based on the borrower's total outstanding principal. Sec. 2, Interest disclosure: The bill amends the Higher Education Act of 1965 to add a requirement that the disclosure under section 433(a) include the total interest paid over the loan's life under the standard repayment plan, based on the borrower's total outstanding principal from all loans.

Summary of the bill text as introduced in Senate (Sep 10, 2025), generated by SecBot from the official bill text; the Library of Congress summary is not yet published.

Official record from Congress.gov, the House Clerk and the Senate; lobbying from Lobbying Disclosure Act filings. Updated Oct 27, 2026.