GUARD Act
- Introduced Jul 30
- Committee Jul 30
- Passed Senate Next
- Passed House Not yet
- To President Not yet
- Law Not yet
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Summary
Guarding Unprotected Aging Retirees from Deception Act or the GUARD Act
Full summary3 paragraphs
This bill allows state, local, and tribal law enforcement agencies and grantees that receive funds from certain law enforcement grant programs to use the funds to investigate general financial fraud, elder financial fraud, and pig butchering. Pig butchering refers to a confidence and investment fraud in which a victim is gradually lured into transferring increasing amounts of money, generally in the form of cryptocurrency, into a fake virtual investment.
The bill allows federal law enforcement agencies to assist state, local, and tribal law enforcement agencies and fusion centers in the use of tracing tools for blockchain and related technology tools.
Finally, the bill requires the Department of the Treasury and the Financial Crimes Enforcement Network (FinCEN) to report on efforts and recommendations related to general financial fraud, elder financial fraud, pig butchering, and scams. The bill also requires Treasury and FinCEN to report on the state of scams in the United States, including information about crimes committed, federal civil and criminal enforcement actions, and federal efforts to address the crimes.
Library of Congress summary, Feb 9, 2026
- Reported to SenateFeb 9, 2026
Actions
- SenateCommittee on the Judiciary. Reported by Senator Grassley without amendment. Without written report.Feb 9, 2026
- SenatePlaced on Senate Legislative Calendar under General Orders. Calendar No. 317.Feb 9, 2026
- SenateCommittee on the Judiciary. Ordered to be reported without amendment favorably.Feb 5, 2026
- SenateIntroduced in SenateJul 30, 2025
- SenateRead twice and referred to the Committee on the Judiciary.Jul 30, 2025
Bill record
Text versions2
- Reported to SenateFeb 9, 2026PDF: Reported to Senate
- Introduced in SenateJul 30, 2025PDF: Introduced in Senate
Committees1
- Senate Judiciary CommitteeReported By Feb 9, 2026Markup By, Feb 5, 2026Referred To, Jul 30, 2025Referred To, Jul 30, 2025
Sponsor and cosponsors14 cosponsors
- Sen. Katie Britt (R-AL)Sponsor, Jul 30, 2025
- Kirsten Gillibrand (D-NY)OriginalJoined Jul 30, 2025
- Rick Scott (R-FL)OriginalJoined Jul 30, 2025
- James Lankford (R-OK)Joined Dec 11, 2025
- Raphael Warnock (D-GA)Joined Dec 11, 2025
- Amy Klobuchar (D-MN)Joined Feb 4, 2026
- Christopher Coons (D-DE)Joined Feb 4, 2026
- Ashley Moody (R-FL)Joined Feb 5, 2026
- Chuck Grassley (R-IA)Joined Feb 5, 2026
- Ted Cruz (R-TX)Joined Feb 5, 2026
- Angus King (I-ME)Joined Jun 16, 2026
- Dan Sullivan (R-AK)Joined Jun 24, 2026
- Maggie Hassan (D-NH)Joined Jul 15, 2026
- Pete Ricketts (R-NE)Joined Jul 30, 2026
- Jeanne Shaheen (D-NH)Joined Aug 6, 2026
Amendments0
No amendments offered
Cost estimates and reports1
- CBO: S. 2544, GUARD ActMar 27, 2026As reported by the Senate Committee on the Judiciary on February 9, 2026
Titles3
- GUARD ActShort Title(s) as Reported to Senate
- Guarding Unprotected Aging Retirees from Deception ActShort Title(s) as Reported to Senate
- A bill to permit State, local, and Tribal law enforcement agencies and grantees that receive eligible Federal grant funds to use such funds for investigating elder financial fraud, pig butchering, and general financial fraud, and to clarify that Federal law enforcement agencies may assist State, local, and Tribal law enforcement agencies in the use of tracing tools for blockchain and related technology, and for other purposes.Official Title as Introduced
Subjects11
Related bills1
- H.R. 2978 119th, Related bill, Related bill GUARD Act
Official record from Congress.gov, the House Clerk and the Senate; lobbying from Lobbying Disclosure Act filings. Updated Oct 27, 2026.