Servicemembers’ Credit Monitoring Enhancement Act
- Introduced Jun 12
- Committee Jun 12
- Passed Senate Mar 5
- Passed House Next
- To President Not yet
- Law Not yet
Where it stands
Passed Senate, Mar 5, 2026Next: House vote
226d ago Mar 16, 2026: Held at the desk.
Final votes
No roll callsNo recorded vote on this bill yet
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Votes
No recorded roll-call vote on this bill yet
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Summary
Servicemembers' Credit Monitoring Enhancement Act
Full summary1 paragraphs
This bill makes available to all members of the Armed Forces free electronic credit monitoring, regardless of their duty status. (This service is currently available only to those on active duty.)
Library of Congress summary, Mar 5, 2026
Summary versions
- Passed SenateMar 5, 2026
Actions
- HouseHeld at the desk.Mar 16, 2026
- HouseReceived in the House.Mar 16, 2026
- SenateMessage on Senate action sent to the House.Mar 16, 2026
- SenateSenate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.Mar 5, 2026
- SenatePassed Senate without amendment by Unanimous Consent. (consideration: CR S877-878; text: CR S877-878)Mar 5, 2026
- SenateIntroduced in SenateJun 12, 2025
- SenateRead twice and referred to the Committee on Banking, Housing, and Urban Affairs.Jun 12, 2025
Bill record
Text versions2
- Engrossed in SenateMar 5, 2026PDF: Engrossed in Senate
- Introduced in SenateJun 12, 2025PDF: Introduced in Senate
Committees1
- Senate Banking, Housing, and Urban Affairs CommitteeDischarged From Mar 5, 2026Referred To, Jun 12, 2025
Sponsor and cosponsors3 cosponsors
- Sen. Amy Klobuchar (D-MN)Sponsor, Jun 12, 2025
- Andy Kim (D-NJ)OriginalJoined Jun 12, 2025
- Kevin Cramer (R-ND)OriginalJoined Jun 12, 2025
- Steve Daines (R-MT)OriginalJoined Jun 12, 2025
Amendments0
No amendments offered
Cost estimates and reports0
No cost estimate or committee report yet
Titles2
Short titles
- Servicemembers’ Credit Monitoring Enhancement ActShort Title(s) as Passed Senate
Official titles
- A bill to amend the Fair Credit Reporting Act to expand the definition of an active duty military consumer for purposes of certain credit monitoring requirements, and for other purposes.Official Title as Introduced
Subjects4
Policy area
Legislative subjects
Consumer affairsCredit and credit marketsMilitary personnel and dependents
Related bills1
- S. 1316 118th, Cross-Congress related bill Servicemembers’ Credit Monitoring Enhancement Act
Official record from Congress.gov, the House Clerk and the Senate; lobbying from Lobbying Disclosure Act filings. Updated Oct 27, 2026.