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Fair Credit Reporting Reseller Accuracy Act

H.R. 8141 Rep. Michael Lawler (R-NY-17) In committee
Bill text PDF
  1. Introduced Mar 27
  2. Committee Mar 27
  3. Passed House Next
  4. Passed Senate Not yet
  5. To President Not yet
  6. Law Not yet
Where it stands
In committee, Mar 27, 2026Next: House vote
57d ago Sep 1, 2026: Placed on the Union Calendar, Calendar No. 689.
Final votes
No roll callsNo recorded vote on this bill yet
Lobbying
1company, 1 filing
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Summary

Fair Credit Reporting Reseller Accuracy Act

Full summary2 paragraphs

This bill requires a consumer credit data reseller (a consumer reporting agency that does not maintain a credit database of its own, but assembles and merges a consumer's credit information from other agencies that it provides to a third party) to follow reasonable procedures to ensure the maximum possible accuracy of the credit information it provides.

A reseller may not be held liable under the Fair Credit Reporting Act for the information it provides if the reseller accurately communicates the information obtained from another consumer reporting agency.

Library of Congress summary, Mar 27, 2026

Summary versions
  • Introduced in HouseMar 27, 2026

Official record from Congress.gov, the House Clerk and the Senate; lobbying from Lobbying Disclosure Act filings. Updated Oct 27, 2026.