TRIA Program Reauthorization Act of 2026
- Introduced Jan 16
- Committee Jan 16
- Passed House Jun 29
- Passed Senate Next
- To President Not yet
- Law Not yet
Where it stands
Passed House, Jun 29, 2026Next: Senate vote
107d ago Jul 13, 2026: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Final votes
House 373-15
1 roll call on this bill
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Companies lobbying on this bill
7 companiesCompanies by sector
Financials 6Services 1
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Votes
House roll 229
On Motion to Suspend the Rules and Pass, as Amended
R 181-15 D 191-0 I 1-0
373-15
Passed
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Summary
TRIA Program Reauthorization Act of 2026
Full summary2 paragraphs
This bill reauthorizes the Terrorism Risk Insurance Program through 2034. The program covers a portion of the losses incurred by private insurers for property and casualty insurance coverage for terrorism risk.
The bill also increases the amount of property and casualty insurance losses required for certification under the program beginning in 2029 and provides statutory authority for Department of the Treasury public notification requirements regarding the determination process for whether an act qualifies as an act of terrorism under this program.
Library of Congress summary, Mar 19, 2026
Summary versions
- Reported to HouseMar 19, 2026
Actions
- SenateReceived in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.Jul 13, 2026
- HouseMotion to reconsider laid on the table Agreed to without objection.Jun 29, 2026
- HouseOn motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 373 - 15 (Roll no. 229). (text: CR H4273-4274)Jun 29, 2026
- HouseConsidered as unfinished business. (consideration: CR H4302-4303)Jun 29, 2026
- HouseAt the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.Jun 29, 2026
- HouseDEBATE - The House proceeded with forty minutes of debate on H.R. 7128.Jun 29, 2026
- HouseConsidered under suspension of the rules. (consideration: CR H4273-4279)Jun 29, 2026
- HouseMr. Flood moved to suspend the rules and pass the bill, as amended.Jun 29, 2026
- HouseReported (Amended) by the Committee on Financial Services. H. Rept. 119-561.Mar 19, 2026
- HousePlaced on the Union Calendar, Calendar No. 482.Mar 19, 2026
- HouseCommittee Consideration and Mark-up Session HeldJan 22, 2026
- HouseOrdered to be Reported (Amended) by the Yeas and Nays: 51 - 2.Jan 22, 2026
All actions14
- HouseIntroduced in HouseJan 16, 2026
- HouseReferred to the House Committee on Financial Services.Jan 16, 2026
Bill record
Text versions4
- Referred in SenateJul 13, 2026PDF: Referred in Senate
- Engrossed in HouseJun 29, 2026PDF: Engrossed in House
- Reported in HouseMar 19, 2026PDF: Reported in House
- Introduced in HouseJan 16, 2026PDF: Introduced in House
Committees2
- Senate Banking, Housing, and Urban Affairs CommitteeReferred To Jul 13, 2026
- House Financial Services CommitteeReported By Mar 19, 2026Markup By, Jan 22, 2026Referred To, Jan 16, 2026
Sponsor and cosponsors4 cosponsors
- Rep. Mike Flood (R-NE-1)Sponsor, Jan 16, 2026
- Andrew Garbarino (R-NY-2)OriginalJoined Jan 16, 2026
- Ayanna Pressley (D-MA-7)Joined Jan 22, 2026
- Emanuel Cleaver (D-MO-5)Joined Jan 22, 2026
- Nydia Velázquez (D-NY-7)Joined Jan 22, 2026
Amendments0
No amendments offered
Cost estimates and reports1
- H. Rept. 119-561Committee report
Titles2
Short titles
- TRIA Program Reauthorization Act of 2026Short Titles from RFS (Referred to Senate) bill text
Official titles
- To extend the Terrorism Risk Insurance Program, and for other purposes.Official Title from EH (Engrossed in House) bill text
Subjects6
Policy area
Legislative subjects
Disaster relief and insuranceInsurance industry and regulationLife, casualty, property insuranceState and local government operationsTerrorism
Related bills1
- S. 4395 119th, Related bill, Related bill Terrorism Risk Insurance Program Reauthorization Act of 2026
Official record from Congress.gov, the House Clerk and the Senate; lobbying from Lobbying Disclosure Act filings. Updated Oct 27, 2026.