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This bill allows the Comptroller of the Currency and the Federal Reserve Board to increase the limit on investments that national banks and state member banks can make to promote public welfare.
Sec. 2, Investments to promote the public welfare: The bill amends two laws to raise the percentage limit for such investments from 15 percent to 20 percent of the bank's capital and surplus. This applies to national banks under the Revised Statutes and to state member banks under the Federal Reserve Act.
Summary of the bill text as introduced in House (Nov 4, 2025), generated by SecBot from the official bill text; the Library of Congress summary is not yet published.
No amendments offered
No cost estimate or committee report yet
Official record from Congress.gov, the House Clerk and the Senate; lobbying from Lobbying Disclosure Act filings. Updated Oct 27, 2026.