This bill extends the National Flood Insurance Program (NFIP) through September 30, 2026, by amending the National Flood Insurance Act of 1968.
Sec. 2, Extension of the National Flood Insurance Program: The bill updates two key dates in the existing law. It changes the financing authority expiration date in Section 1309(a) from September 30, 2023, to September 30, 2026. It also changes the program expiration date in Section 1319 from September 30, 2023, to September 30, 2026. If the bill is enacted after January 30, 2026, these changes will take effect retroactively as if they were made on January 30, 2026.
Summary of the bill text as reported in House (Jan 15, 2026), generated by SecBot from the official bill text; the Library of Congress summary is not yet published.
Actions
HouseReported (Amended) by the Committee on Financial Services. H. Rept. 119-456.Jan 15, 2026
HousePlaced on the Union Calendar, Calendar No. 391.Jan 15, 2026
HouseCommittee Consideration and Mark-up Session HeldDec 17, 2025
HouseOrdered to be Reported (Amended) by the Yeas and Nays: 53 - 0.Dec 17, 2025
HouseCommittee Consideration and Mark-up Session HeldDec 16, 2025
HouseIntroduced in HouseSep 26, 2025
HouseReferred to the House Committee on Financial Services.Sep 26, 2025