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Living Donor Protection Act of 2025

H.R. 4583 Rep. Don Bacon (R-NE-2) In committee
Bill text PDF
  1. Introduced Jul 22
  2. Committee Jul 22
  3. Passed House Next
  4. Passed Senate Not yet
  5. To President Not yet
  6. Law Not yet
Where it stands
In committee, Jul 22, 2025Next: House vote
463d ago Jul 22, 2025: Referred to the Committee on Energy and Commerce, and in addition to the Committee on Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Final votes
No roll callsNo recorded vote on this bill yet
Lobbying
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Summary

This bill prohibits insurers from denying coverage or increasing premiums for life, disability, or long-term care insurance based solely on a person's status as a living organ donor, unless there is actual, unique, and material actuarial risk. It also requires the Secretary of Health and Human Services to update educational materials on living organ donation to include information on insurance impacts and the changes made by this bill.

Sec. 2, Prohibition on insurance discrimination: Insurers cannot deny, cancel, refuse to issue, or vary terms or premiums for life, disability, or long-term care insurance policies based solely on a person being a living organ donor, without actual actuarial risks. State insurance regulators may enforce this as authorized by state law. Definitions include living organ donor as someone who has donated an organ and is not deceased, and specifies the types of insurance policies covered.

Sec. 3, Updating educational materials: Within 6 months of enactment, the Secretary of Health and Human Services must review and update materials on living organ donation to educate the public on benefits, risks, and insurance access impacts. This includes updating Public Service Announcements, websites like organdonor.gov, and other media, and must include information on the insurance protections in section 2.

Summary of the bill text as introduced in House (Jul 22, 2025), generated by SecBot from the official bill text; the Library of Congress summary is not yet published.

Official record from Congress.gov, the House Clerk and the Senate; lobbying from Lobbying Disclosure Act filings. Updated Oct 28, 2026.