Equal Opportunity for All Investors Act of 2025
- Introduced May 13
- Committee May 13
- Passed House Jul 21
- Passed Senate Next
- To President Not yet
- Law Not yet
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Summary
Equal Opportunity for All Investors Act of 2025
Full summary6 paragraphs
This bill expands who may be considered an accredited investor for purposes of participating in private offerings of securities. (Certain unregistered securities may only be offered to accredited investors.)
Specifically, the bill allows an individual to qualify through an examination established by the Securities and Exchange Commission. The examination must
- be designed with an appropriate difficulty level such that an individual with financial sophistication or training would be unlikely to fail,
- include methods to determine competency and knowledge in certain areas such as the disclosure requirements of different securities, and
- be administered by a registered national securities association and offered free of charge to the public.
Currently, accredited investors must satisfy certain requirements indicating their reduced exposure to financial risk, including those related to income, net worth, or knowledge and experience.
Library of Congress summary, May 13, 2025
- Introduced in HouseMay 13, 2025
Actions
- SenateReceived in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.Jul 22, 2025
- HouseMotion to reconsider laid on the table Agreed to without objection.Jul 21, 2025
- HouseOn motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H3506)Jul 21, 2025
- HouseDEBATE - The House proceeded with forty minutes of debate on H.R. 3339.Jul 21, 2025
- HouseConsidered under suspension of the rules. (consideration: CR H3506-3508)Jul 21, 2025
- HouseMr. Hill (AR) moved to suspend the rules and pass the bill, as amended.Jul 21, 2025
- HouseReported (Amended) by the Committee on Financial Services. H. Rept. 119-127.Jun 3, 2025
- HousePlaced on the Union Calendar, Calendar No. 97.Jun 3, 2025
- HouseCommittee Consideration and Mark-up Session HeldMay 20, 2025
- HouseOrdered to be Reported (Amended) by the Yeas and Nays: 49 - 2.May 20, 2025
- HouseIntroduced in HouseMay 13, 2025
- HouseReferred to the House Committee on Financial Services.May 13, 2025
Bill record
Text versions4
- Referred in SenateJul 22, 2025PDF: Referred in Senate
- Engrossed in HouseJul 21, 2025PDF: Engrossed in House
- Reported in HouseJun 3, 2025PDF: Reported in House
- Introduced in HouseMay 13, 2025PDF: Introduced in House
Committees2
- Senate Banking, Housing, and Urban Affairs CommitteeReferred To Jul 22, 2025
- House Financial Services CommitteeReported By Jun 3, 2025Markup By, May 20, 2025Referred To, May 13, 2025
Sponsor and cosponsors4 cosponsors
- Rep. Mike Flood (R-NE-1)Sponsor, May 13, 2025
- Cleo Fields (D-LA-6)OriginalJoined May 13, 2025
- Michael Lawler (R-NY-17)OriginalJoined May 13, 2025
- Sarah McBride (D-DE)OriginalJoined May 13, 2025
- Shri Thanedar (D-MI-13)OriginalJoined May 13, 2025
Amendments0
No amendments offered
Cost estimates and reports2
- CBO: H.R. 3339, Equal Opportunity for All Investors Act of 2025Jul 16, 2025As reported by the House Committee on Financial Services on June 3, 2025
- H. Rept. 119-127Committee report
Titles2
- Equal Opportunity for All Investors Act of 2025Short Titles from RFS (Referred to Senate) bill text
- To require certification examinations for accredited investors, and for other purposes.Official Title from EH (Engrossed in House) bill text
Subjects4
Related bills0
No related bills listed
Official record from Congress.gov, the House Clerk and the Senate; lobbying from Lobbying Disclosure Act filings. Updated Oct 28, 2026.