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This bill directs the Secretary of Defense to create a pilot program that lets certain service members and their dependents buy supplemental insurance to help pay for cancer-related expenses not covered by their regular health benefits. The program must start by September 30, 2026.
Sec. 2, Pilot program: The Secretary must set up a pilot program where eligible individuals can get a fixed indemnity supplemental benefit plan for noncovered cancer expenses. The Secretary will sign agreements with up to two companies to offer these plans, which must meet specific federal rules, be separate policies, not coordinate with other plans, and help pay noncovered costs. Each agreement lasts at least three years. The Secretary must pick companies licensed in every state, award based on expertise, negotiate plan terms and costs, verify eligibility, and set up payroll deduction for premiums. Information about the program will be posted on the TRICARE online portal. Eligible individuals can choose to enroll. No authorized funds may be used to subsidize plan costs. Selected companies are not considered federal contractors. This section overrides state laws except those on insurance licensing or plan solvency. Within three years of the program starting, the Secretary must report to Congress on the insurance products, enrollment numbers, user feedback, and whether to make the program permanent. The program ends after five years unless made permanent. Covered individuals are members of the Army, Navy, Marine Corps, Air Force, or Space Force, and their dependents enrolled in TRICARE. Noncovered expenses are cancer screening, diagnosis, and treatment costs not covered by standard military health benefits.
Summary of the bill text as introduced in House (May 1, 2025), generated by SecBot from the official bill text; the Library of Congress summary is not yet published.
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Official record from Congress.gov, the House Clerk and the Senate; lobbying from Lobbying Disclosure Act filings. Updated Oct 27, 2026.