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Middle Class Mortgage Insurance Premium Act of 2025

H.R. 2760 Rep. Vern Buchanan (R-FL-16) In committee
Bill text PDF
  1. Introduced Apr 9
  2. Committee Apr 9
  3. Passed House Next
  4. Passed Senate Not yet
  5. To President Not yet
  6. Law Not yet
Where it stands
In committee, Apr 9, 2025Next: House vote
566d ago Apr 9, 2025: Referred to the House Committee on Ways and Means.
Final votes
No roll callsNo recorded vote on this bill yet
Lobbying
1company, 13 filings
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Summary

This bill amends the Internal Revenue Code to increase the income cap for and make permanent the mortgage insurance premium deduction. Sec. 2, Increasing the income cap for and making permanent the mortgage insurance premium deduction: The bill raises the income threshold for the deduction from $100,000 ($50,000 for married filing separately) to $200,000 ($100,000 for married filing separately) and removes the provision that currently phases out the deduction after 2021, making it permanent. The changes apply to taxable years beginning after December 31, 2025.

Summary of the bill text as introduced in House (Apr 9, 2025), generated by SecBot from the official bill text; the Library of Congress summary is not yet published.

Official record from Congress.gov, the House Clerk and the Senate; lobbying from Lobbying Disclosure Act filings. Updated Oct 27, 2026.