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Payment Choice Act of 2025

H.R. 1138 Rep. John Rose (R-TN-6) In committee
Bill text PDF
  1. Introduced Feb 7
  2. Committee Feb 7
  3. Passed House Next
  4. Passed Senate Not yet
  5. To President Not yet
  6. Law Not yet
Where it stands
In committee, Feb 7, 2025Next: House vote
628d ago Feb 7, 2025: Referred to the House Committee on Financial Services.
Final votes
No roll callsNo recorded vote on this bill yet
Lobbying
4companies, 34 filings
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Member trades
0trades in the last 90 days
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Companies lobbying on this bill

4 companies
Companies by sector
Technology & Software 3Industrials 1
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Summary

Payment Choice Act of 2025

Full summary3 paragraphs

This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location.

The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1.

The bill provides for enforcement through preventative relief, damages, and civil penalties.

Library of Congress summary, Feb 7, 2025

Summary versions
  • Introduced in HouseFeb 7, 2025

Official record from Congress.gov, the House Clerk and the Senate; lobbying from Lobbying Disclosure Act filings. Updated Oct 27, 2026.