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Disaster Resiliency and Coverage Act of 2025

H.R. 1105 Rep. Mike Thompson (D-CA-4) In committee
Bill text PDF
  1. Introduced Feb 6
  2. Committee Feb 6
  3. Passed House Next
  4. Passed Senate Not yet
  5. To President Not yet
  6. Law Not yet
Where it stands
In committee, Feb 6, 2025Next: House vote
628d ago Feb 6, 2025: Referred to the Subcommittee on Economic Development, Public Buildings, and Emergency Management.
Final votes
No roll callsNo recorded vote on this bill yet
Lobbying
1company, 7 filings
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Summary

Disaster Resiliency and Coverage Act of 2025

Full summary3 paragraphs

This bill establishes a grant program for certain hazard mitigation measures for homes in disaster risk areas and provides a tax credit for up to 30% of expenditures on such mitigation measures. It also excludes from taxable income certain payments for residential hazard mitigation and federal emergency agricultural assistance.

The bill requires the Federal Emergency Management Agency (FEMA) to award grants to states and Indian tribal governments for specified hazard mitigation activities on residential properties at a high risk of experiencing a major disaster. FEMA must establish and periodically update disaster risk areas in which homes are eligible for the grant funding. Individual residential households, subject to certain income limitations, may receive up to $10,000 (adjusted for inflation) for eligible hazard mitigation activities, such as reinforcing a roof, installing a flood control system, or reducing flammable vegetation near the home. The bill also provides an income tax credit to individuals and businesses for up to 30% of expenditures on the specified residential mitigation activities eligible under the grant program.

Additionally, under current law, payments for disaster relief and payments under federal hazard mitigation programs are excluded from taxable income. The bill specifically excludes from taxable income payments to an individual for hazard mitigation improvements to their residence under any program established or administered by a state or local government. The bill also excludes certain federal emergency and disaster agricultural assistance from taxable income as a type of disaster relief payment.

Library of Congress summary, Feb 6, 2025

Summary versions
  • Introduced in HouseFeb 6, 2025

Official record from Congress.gov, the House Clerk and the Senate; lobbying from Lobbying Disclosure Act filings. Updated Oct 27, 2026.