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Homebuyers Privacy Protection Act

S. 3502 Sen. John Reed (D-RI) Passed Senate
Bill text PDF
  1. Introduced Dec 13
  2. Committee Dec 13
  3. Passed Senate Dec 17
  4. Passed House Next
  5. To President Not yet
  6. Law Not yet
Where it stands
Passed Senate, Dec 17, 2024Next: House vote
679d ago Dec 18, 2024: Held at the desk.
Final votes
No roll callsNo recorded vote on this bill yet
Lobbying
2companies, 2 filings
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1trades in the last 90 days
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Companies lobbying on this bill

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Summary

Homebuyers Privacy Protection Act

Full summary1 paragraphs

This bill prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless (1) the third party provides documentation certifying that it has the consumer's consent; or (2) the third party has originated the mortgage, is the current loan servicer, or has a current specified banking relationship with the consumer.

Library of Congress summary, Dec 13, 2023

Summary versions
  • Introduced in SenateDec 13, 2023

Official record from Congress.gov, the House Clerk and the Senate; lobbying from Lobbying Disclosure Act filings. Updated Oct 27, 2026.