Trigger Leads Abatement Act of 2023
- Introduced Apr 17
- Committee Apr 17
- Passed House Next
- Passed Senate Not yet
- To President Not yet
- Law Not yet
Where it stands
In committee, Apr 17, 2023Next: House vote
1290d ago Apr 17, 2023: Referred to the House Committee on Financial Services.
Final votes
No roll callsNo recorded vote on this bill yet
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Votes
No recorded roll-call vote on this bill yet
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Summary
Trigger Leads Abatement Act of 2023
Full summary1 paragraphs
This bill prohibits credit reporting agencies from providing a credit report not initiated by a consumer if the report is being provided on the basis that the consumer has had a credit inquiry regarding a home mortgage loan. This practice, known as producing a trigger lead, provides notice to other mortgage lenders that the consumer is seeking a mortgage loan.
Library of Congress summary, Apr 17, 2023
Summary versions
- Introduced in HouseApr 17, 2023
Actions
- HouseIntroduced in HouseApr 17, 2023
- HouseReferred to the House Committee on Financial Services.Apr 17, 2023
Bill record
Text versions1
- Introduced in HouseApr 17, 2023PDF: Introduced in House
Committees1
- House Financial Services CommitteeReferred To Apr 17, 2023
Sponsor and cosponsors6 cosponsors
- Rep. Ritchie Torres (D-NY-15)Sponsor, Apr 17, 2023
- Ed Case (D-HI-1)Joined May 5, 2023
- W. Steube (R-FL-17)Joined May 16, 2023
- Mike Levin (D-CA-49)Joined Jun 12, 2023
- Rashida Tlaib (D-MI-12)Joined Aug 11, 2023
- EARL BLUMENAUER (D-OR-3)Joined Sep 26, 2023
- Jimmy Panetta (D-CA-19)Joined Feb 23, 2024
Amendments0
No amendments offered
Cost estimates and reports0
No cost estimate or committee report yet
Titles2
Short titles
- Trigger Leads Abatement Act of 2023Short Title(s) as Introduced
Official titles
- To amend the Fair Credit Reporting Act to prohibit the creation and sale of trigger leads, and for other purposes.Official Title as Introduced
Subjects8
Policy area
Legislative subjects
Administrative law and regulatory proceduresBanking and financial institutions regulationConsumer Financial Protection BureauConsumer creditCredit and credit marketsHousing finance and home ownershipRight of privacy
Related bills1
- H.R. 7661 117th, Reintroduction of Trigger Leads Abatement Act of 2022
Official record from Congress.gov, the House Clerk and the Senate; lobbying from Lobbying Disclosure Act filings. Updated Oct 27, 2026.