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UPST Hold
Upstart Holdings, Inc.
Current Price —
Implied Upside —
Analysts 22
30-Day Momentum
▲ 0 upgrades / ▼ 0 downgrades / 2 reiterations from 2 firms
Next Earnings
Nov 3, 2026 (8 days)
Rating Timeline
| Date ▼ | Firm | Action | From → To Rating | Price Target | Firm Rating |
|---|---|---|---|---|---|
| Oct 15, 2026 | Citizens | maintain | Market Underperform → Market Underperform | — | 47% |
| Oct 13, 2026 | Goldman Sachs | maintain | Neutral → Neutral | — | 54% |
| Sep 22, 2026 | BTIG | reiterate | Buy → Buy | — | 52% |
| Sep 9, 2026 | Loop Capital | initiate | — → Hold | — | 54% |
| Aug 5, 2026 | Needham | maintain | Buy → Buy | — | 50% |
| Aug 5, 2026 | Piper Sandler | maintain | Overweight → Overweight | — | 54% |
| Aug 5, 2026 | BTIG | reiterate | Buy → Buy | — | 52% |
| Jul 22, 2026 | Citigroup | maintain | Buy → Buy | — | 54% |
| Jul 9, 2026 | Goldman Sachs | maintain | Neutral → Neutral | — | 54% |
| Jul 7, 2026 | Needham | maintain | Buy → Buy | — | 50% |
| Jul 7, 2026 | BTIG | reiterate | Buy → Buy | — | 52% |
| Jun 15, 2026 | Needham | reiterate | Buy → Buy | — | 50% |
| May 6, 2026 | Piper Sandler | maintain | Overweight → Overweight | — | 54% |
| May 6, 2026 | Needham | maintain | Buy → Buy | — | 50% |
| May 6, 2026 | BTIG | reiterate | Buy → Buy | — | 52% |
| Apr 9, 2026 | BTIG | reiterate | Buy → Buy | — | 52% |
| Mar 26, 2026 | Mizuho | maintain | Outperform → Outperform | — | 52% |
| Mar 16, 2026 | BTIG | upgrade | Neutral → Buy | — | 52% |
| Mar 11, 2026 | Needham | reiterate | Buy → Buy | — | 50% |
| Mar 4, 2026 | Needham | maintain | Buy → Buy | — | 50% |
| Feb 18, 2026 | Citizens | reiterate | Market Underperform → Market Underperform | $20 | 47% |
| Feb 17, 2026 | Compass Point | upgrade | Sell → Neutral | $30 | 56% |
| Feb 13, 2026 | Goldman Sachs | upgrade | Sell → Neutral | $35 | 54% |
| Feb 13, 2026 | Citizens | downgrade | Market Perform → Market Underperform | $20 | 47% |
| Feb 11, 2026 | Needham | reiterate | Buy → Buy | $56 | 50% |
| Feb 11, 2026 | Truist Securities | maintain | Buy → Buy | $49 | 54% |
| Jan 6, 2026 | Truist Securities | initiate | — → Buy | $59 | 54% |
| Nov 5, 2025 | Citigroup | maintain | Buy → Buy | $80 | 54% |
| Nov 5, 2025 | JP Morgan | maintain | Overweight → Overweight | $65 | 54% |
| Nov 5, 2025 | Piper Sandler | maintain | Overweight → Overweight | $56 | 54% |
| Nov 5, 2025 | Stephens & Co. | maintain | Equal-Weight → Equal-Weight | $40 | 54% |
| Nov 5, 2025 | BTIG | reiterate | Neutral → Neutral | $0 | 52% |
| Nov 5, 2025 | Needham | maintain | Buy → Buy | $56 | 50% |
| Nov 5, 2025 | B of A Securities | maintain | Neutral → Neutral | $71 | 53% |
| Oct 13, 2025 | Goldman Sachs | maintain | Sell → Sell | $54 | 54% |
| Aug 20, 2025 | JP Morgan | upgrade | Neutral → Overweight | $88 | 54% |
| Aug 6, 2025 | Needham | maintain | Buy → Buy | $82 | 50% |
| Aug 6, 2025 | Morgan Stanley | maintain | Equal-Weight → Equal-Weight | $70 | 54% |
| Aug 6, 2025 | Piper Sandler | maintain | Overweight → Overweight | $90 | 54% |
| Aug 6, 2025 | B of A Securities | maintain | Neutral → Neutral | $87 | 53% |
| May 19, 2025 | Needham | reiterate | Buy → Buy | $70 | 50% |
| May 12, 2025 | Barclays | maintain | Equal-Weight → Equal-Weight | $47 | 53% |
| May 8, 2025 | Goldman Sachs | maintain | Sell → Sell | $16.5 | 54% |
| May 7, 2025 | Needham | maintain | Buy → Buy | $70 | 50% |
| May 7, 2025 | Piper Sandler | maintain | Overweight → Overweight | $69 | 54% |
| May 7, 2025 | Morgan Stanley | maintain | Equal-Weight → Equal-Weight | $50 | 54% |
| Apr 29, 2025 | B of A Securities | upgrade | Underperform → Neutral | $53 | 53% |
| Apr 14, 2025 | Barclays | maintain | Equal-Weight → Equal-Weight | $42 | 53% |
| Feb 18, 2025 | Barclays | maintain | Equal-Weight → Equal-Weight | $93 | 53% |
| Feb 14, 2025 | Morgan Stanley | upgrade | Underweight → Equal-Weight | $70 | 54% |
Price Target Trend
Jun 3, 2026 Oct 26, 2026
EPS Estimates
0q —
0y —
+1y —
+1q —
Cross-Platform Signals
No cross-platform signals in the last 90 days