Market Cap
$20.3B
SOFI
SoFi Technologies, Inc.
$15.82 ▼ -0.13%
Prev close $15.84Market cap$20.3B
ConsensusHold
12-mo target$20.35 (+28.7%)
▲ Neutral
Analyst conviction 5/10
Insider Selling Cluster (2 insiders)High Impact Filing (7/10)33 New Institutional Positions17 Institutional Exits Fintech & Payments
Snapshot
The big-picture read on SOFI right now — valuation, ownership and activity at a glance.
Cap Size
Large Cap
Analyst Consensus
Hold (45%)
Inst. Holders
50 funds
Inst. Value
$13.0B
Inst. Activity
33 buys / 17 sells
Insider Activity
$250.8K buy / $2.9M sell
Insider Net $
-$2.7M
Social Sentiment
60° Warm
SEC Reports
13
Price chart 30d -11.3%
Daily candles (open–high–low–close) with volume. Green = up day, red = down day.
No data for this timeframe.
Vol
Recent activity
The latest filings, insider trades, analyst actions, press and options flow — newest first.
Sep 21, 2026 Insider
Rishel Jeremy sold 18,624 shares
Chief Technology Officer @ $17.50 ($325.9K)
Sep 21, 2026 Insider
Sep 15, 2026 SEC Keough Kelli sold 10,203 shares
EVP, GBUL, SIPS @ $16.99 ($173.3K)
SoFi Technologies insiders filed Form 144 notices indicating intent to sell shares, with one sale tied to tax withholdin
144 — Impact 2/10
Sep 15, 2026 Insider
Pinto Arun surrendered for taxes 11,838 shares
Chief Risk Officer @ $17.28 ($204.5K)
Sep 7, 2026 dark_pool
Jul 29, 2026 SEC Dark Pool: SOFI — 14.4M shares, 98,763 trades
Week starting 2026-09-07. Total ATS volume: 14,365,067 shares across 98,763 trades.
SoFi reported a record Q2 2026 with GAAP net revenue of $1.22B (+43% YoY) and GAAP diluted EPS of $0.12, beating consens
8-K — Impact 7/10
Jun 30, 2026 Inst.
GOLDMAN SACHS GROUP INC — DOUBLED
35,207,678 shares ($631.3M)
Jun 30, 2026 Inst.
D. E. Shaw & — TRIM
14,691,786 shares ($263.4M)
Analyst ratings buy % +9.8%
How Wall Street rates the stock today, and the latest firm-by-firm actions.
45% rate it Buy or better · 31 analysts
Recent analyst actions
| Date | Firm | Action | Rating | Firm rating |
|---|---|---|---|---|
| Sep 9, 2026 | Loop Capital | INITIATE | Hold | 54% |
| Sep 2, 2026 | Scotiabank | INITIATE | Sector Outperform | 56% |
| Aug 17, 2026 | Piper Sandler | INITIATE | Overweight | 54% |
| Aug 12, 2026 | Truist Securities | MAINTAIN | Hold | 55% |
| Jul 31, 2026 | Mizuho | MAINTAIN | Outperform | 52% |
| Jul 30, 2026 | Morgan Stanley | MAINTAIN | Underweight | 55% |
| Jul 30, 2026 | Wells Fargo | MAINTAIN | Equal-Weight | 54% |
| Jul 30, 2026 | Needham | MAINTAIN | Buy | 50% |
| Jul 24, 2026 | Truist Securities | MAINTAIN | Hold | 55% |
| Jul 9, 2026 | Goldman Sachs | MAINTAIN | Neutral | 54% |
Monthly consensus history
| Period | Str. Buy | Buy | Hold | Sell | Str. Sell | Buy % | Distribution |
|---|---|---|---|---|---|---|---|
| Sep 1, 2026 | 6 | 8 | 13 | 3 | 1 | 45% | |
| Aug 1, 2026 | 6 | 7 | 13 | 3 | 1 | 43% | |
| Jul 1, 2026 | 6 | 8 | 13 | 3 | 1 | 45% | |
| Jun 1, 2026 | 6 | 8 | 13 | 3 | 1 | 45% | |
| May 1, 2026 | 6 | 8 | 13 | 3 | 1 | 45% | |
| Apr 1, 2026 | 6 | 8 | 12 | 3 | 1 | 47% | |
| Mar 1, 2026 | 6 | 8 | 11 | 3 | 1 | 48% | |
| Feb 1, 2026 | 6 | 6 | 13 | 3 | 1 | 41% |
Price targets
Where 22 covering analysts think SOFI trades over the next 12 months.
$20.35 +28.7% upside Strong Buy
Current$15.82 Low$12.00 Median$19.00 High$30.00 22 analysts
$12.00$30.00
Analyst rating Hold· 2.7/5 as of Oct 2, 2026
Social media sentiment mood -15.5%
Retail-investor mood aggregated across social media. 0° = very bearish, 100° = very bullish.
60°
Warm
BearishNeutralBullish
Recent posts
25, $75K Income, ~$210k Invested/Cash
▲ 1 · 💬 2· ⚡ 0.5
Is $SOFI Deeply Undervalued? Revenue Scaling to $9.3B by 2029 while Williams %R hits -99.56
▲ 1 · 💬 0· ⚡ 0.5
Covered Call Snowball?
▲ 1 · 💬 7· ⚡ 0.5
SoFi goes live with Stablecoin Settlement across Mastercard's payments network
▲ 1 · 💬 6· ⚡ 0.5
Beware of Bad Advice
▲ 1 · 💬 5· ⚡ 0.5
Reports & filings
AI-scored summaries of recent SEC filings and press releases, with sentiment and impact.
13 SEC filing reports analyzed · 3 bullish, 0 bearish, 0 mixed, 10 neutral · avg impact 3.7/10.
NEUTRAL1442/10
SoFi Technologies insiders filed Form 144 notices indicating intent to sell shares, with one sale ti
Sep 15, 2026
BULLISH8-K7/10
SoFi reported a record Q2 2026 with GAAP net revenue of $1.22B (+43% YoY) and GAAP diluted EPS of $0
Jul 29, 2026
NEUTRALCLUSTER4/10
A mixed insider cluster at SoFi Technologies: CEO Anthony Noto made a $251K open-market purchase, wh
Jun 24, 2026
NEUTRAL1442/10
Robert S. Lavet, an officer of SoFi Technologies, filed a Form 144 on June 18, 2026, indicating inte
Jun 18, 2026
Upcoming & catalyst events
Scheduled dates plus disclosed catalysts — earnings, dividends, enforcement, FDA and clinical-trial events. Colored dot = impact.
Sep 7, 2026
dark_pool
Dark Pool: SOFI — 14.4M shares, 98,763 trades
Week starting 2026-09-07. Total ATS volume: 14,365,067 shares across 98,763 trades.
Sep 1, 2026
ftd
FTD: SOFI — 52,435 shares ($0.9M) failed to deliver
Settlement: 20260901, Price: $17.88, FTD Value: $937,537.8, SOFI TECHNOLOGIES INC
Aug 31, 2026
dark_pool
Dark Pool: SOFI — 26.3M shares, 159,408 trades
Week starting 2026-08-31. Total ATS volume: 26,262,548 shares across 159,408 trades.
Aug 28, 2026
ftd
FTD: SOFI — 27,721 shares ($0.5M) failed to deliver
Settlement: 20260828, Price: $19.18, FTD Value: $531,688.78, SOFI TECHNOLOGIES INC
Aug 24, 2026
dark_pool
Dark Pool: SOFI — 22.5M shares, 141,723 trades
Week starting 2026-08-24. Total ATS volume: 22,519,292 shares across 141,723 trades.
Earnings estimates
Forecast earnings per share and revenue by period — and whether estimates are rising.
| Period | EPS Est. | Range | Growth | 30d Rev | Up/Dn | Revenue | # |
|---|---|---|---|---|---|---|---|
| Current Q | $0.17 | $0.16–$0.18 | 65.9% | +0.6% | 1↑ 4↓ | $1.3B | 7 |
| Next Q | $0.19 | $0.18–$0.21 | 58.4% | +0.8% | 1↑ 5↓ | $1.3B | 7 |
| Current FY | $0.59 | $0.56–$0.63 | 58.8% | -1.0% | 2↑ 5↓ | $4.9B | 9 |
| Next FY | $0.82 | $0.78–$0.88 | 38.5% | +0.2% | 5↑ 2↓ | $6.1B | 9 |
Current-quarter EPS estimate — revision history
| When | EPS estimate | Change vs now |
|---|---|---|
| Current | $0.168 | — |
| 7d ago | $0.168 | +0.000 |
| 30d ago | $0.167 | +0.001 |
| 60d ago | $0.168 | +0.000 |
| 90d ago | $0.171 | -0.003 |
Institutional ownership
Which big funds own SOFI (from quarterly 13F filings) and who is adding or trimming.
50 institutional holders with $13.0B total value (725,681,138 shares) as of 2026-Q2. Top holders: MERCER, BlackRock,, VANGUARD. Net buying activity: 33 institutions added/increased vs 17 reduced.
Top holders — 2026-Q2
| Fund | Shares | Value | % Tracked | Last move |
|---|---|---|---|---|
| MERCER GLOBAL ADVISORS INC /ADV | 100 | $0.00 | 0.0% | — |
| BlackRock, Inc. | 72,444,208 | $1.3B | 10.0% | — |
| VANGUARD CAPITAL MANAGEMENT LLC | 57,928,852 | $1.0B | 8.0% | — |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 50,740,132 | $909.8M | 7.0% | — |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | 48,979,400 | $878.2M | 6.7% | DOUBLED +114.6% |
| JANE STREET GROUP, LLC | 35,518,300 | $636.8M | 4.9% | NEAR_EXIT -91.8% |
| GOLDMAN SACHS GROUP INC | 35,207,678 | $631.3M | 4.9% | DOUBLED +180.9% |
| UBS Group AG | 35,168,018 | $630.6M | 4.8% | — |
| STATE STREET CORP | 28,763,660 | $515.7M | 4.0% | — |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | 25,846,200 | $463.4M | 3.6% | DOUBLED +114.6% |
Recent position changes
| Fund | Action | Prev | Current | Change | Value |
|---|---|---|---|---|---|
| GOLDMAN SACHS GROUP INC | DOUBLED | 12,532,569 | 35,207,678 | +180.9% | $631.3M |
| D. E. Shaw & Co., Inc. | TRIM | 42,720,908 | 14,691,786 | -65.6% | $263.4M |
| NORGES BANK | NEW | — | 13,630,462 | — | $244.4M |
| MARSHALL WACE, LLP | ADD | 6,519,684 | 11,697,405 | +79.4% | $209.7M |
| MILLENNIUM MANAGEMENT LLC | ADD | 8,258,468 | 10,493,471 | +27.1% | $188.1M |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | DOUBLED | 4,770,193 | 10,236,195 | +114.6% | $183.5M |
| WELLS FARGO & COMPANY/MN | ADD | 4,422,507 | 5,885,387 | +33.1% | $105.5M |
| ROYAL BANK OF CANADA | TRIM | 6,762,231 | 4,754,654 | -29.7% | $85.3M |
| HEALTHCARE OF ONTARIO PENSION PLAN TRUST FUND | DOUBLED | 1,704,000 | 3,772,072 | +121.4% | $67.6M |
| JPMORGAN CHASE & CO | DOUBLED | 1,784,586 | 3,652,807 | +104.7% | $66.4M |
Insider activity
Buying and selling by company executives and directors (SEC Form 4).
16 insiders, 50 transactions. Net -$2.7M — $250.8K bought, $2.9M sold.
| Date | Insider | Title | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| Sep 21, 2026 | Rishel Jeremy | Chief Technology Officer | SELL | 18,624 | $17.50 | $325.9K |
| Sep 21, 2026 | Keough Kelli | EVP, GBUL, SIPS | SELL | 10,203 | $16.99 | $173.3K |
| Sep 15, 2026 | Pinto Arun | Chief Risk Officer | TAX W/H | 11,838 | $17.28 | $204.5K |
| Sep 15, 2026 | Rishel Jeremy | Chief Technology Officer | TAX W/H | 41,750 | $17.28 | $721.4K |
| Sep 15, 2026 | Schuppenhauer Eric | EVP GBUL Borrow | TAX W/H | 2,757 | $17.28 | $47.6K |
| Sep 15, 2026 | Lavet Robert S | General Counsel | TAX W/H | 14,414 | $17.28 | $249.1K |
| Sep 15, 2026 | Keough Kelli | EVP, GBUL, SIPS | TAX W/H | 66,033 | $17.28 | $1.1M |
| Sep 14, 2026 | Rishel Jeremy | Chief Technology Officer | EXERCISE | 11,363 | — | — |
| Sep 14, 2026 | Pinto Arun | Chief Risk Officer | EXERCISE | 11,434 | — | — |
| Sep 14, 2026 | Noto Anthony | Chief Executive Officer | EXERCISE | 154,197 | — | — |
Short interest & halts
FINRA semi-monthly short positions, Reg SHO threshold status, and recent trading halts for SOFI.
Shares short
188,982,888
Settlement Sep 15, 2026
Change vs prior
+6.5%
Semi-monthly cycle
Days to cover
5.2
At avg daily volume
Of shares outstanding
≈14.6%
Estimate — not % of float
All SOFI filing & press-release reports (13)
- 144 reportSep 15, 2026
- 8-K reportJul 29, 2026
- CLUSTER reportJun 24, 2026
- 144 reportJun 18, 2026
- CLUSTER reportJun 17, 2026
- 144 reportJun 16, 2026
- INST-CLUSTER reportJun 11, 2026
- 144 reportJun 10, 2026
- COURT-RULING reportMay 29, 2026
- 8-K reportApr 29, 2026
- CLUSTER reportMar 20, 2026
- CLUSTER reportMar 19, 2026
- INST-CLUSTER reportFeb 28, 2026