Market Cap
$4.8B
FLG
FLAGSTAR BANK, NATIONAL ASSOCIATION
$11.81 ▲ +1.07%
Prev close $11.69Market cap$4.8B
ConsensusBuy
12-mo target$16.03 (+35.7%)
▲ Bullish
Analyst conviction 6/10
High Impact Filing (7/10)31 New Institutional Positions19 Institutional Exits Traditional Finance
Snapshot
The big-picture read on FLG right now — valuation, ownership and activity at a glance.
Cap Size
Mid Cap
Analyst Consensus
Buy (64%)
Inst. Holders
50 funds
Inst. Value
$3.1B
Inst. Activity
31 buys / 19 sells
Insider Activity
$1.2K buy / $51.72 sell
Insider Net $
$1.2K
SEC Reports
7
Press Releases
1
Price chart 30d -12.4%
Daily candles (open–high–low–close) with volume. Green = up day, red = down day.
No data for this timeframe.
Vol
Recent activity
The latest filings, insider trades, analyst actions, press and options flow — newest first.
Oct 1, 2026 short_volume
Short Volume: FLG — 66.2% short (1.8M / 2.8M)
Short: 1,848,961 | Exempt: 11,871 | TRF Vol: 2,793,941 | Short Ratio: 66.2% | Off-exchange volume (d
Sep 15, 2026 Event
Jul 24, 2026 SEC Middlemiss v. JPMorgan Chase Bank, National Association et al
Court ruling (cand) — Docket: 3:26-cv-06412
Flagstar Bank reported Q2 2026 GAAP EPS of $0.06 (adjusted $0.05), missing the $0.07 consensus, while revenue of $516M m
8-K — Impact 6/10
Flagstar Bank announces a $250 million common stock repurchase program authorized by its Board over the next 12 months,
Impact 3/10
Jul 15, 2026 Insider
Marx Bryan surrendered for taxes 1,259 shares
EVP & Princ Accounting Officer
Jun 30, 2026 Inst.
Hudson Bay Capital Management — TRIM
9,734,256 shares ($145.4M)
Jun 30, 2026 Inst.
Jun 11, 2026 SEC GOLDMAN SACHS GROUP INC — ADD
8,645,886 shares ($129.2M)
Flagstar Bank's 2026 Annual Meeting results confirm all four proposals passed with strong shareholder support: eight dir
8-K — Impact 3/10
Analyst ratings buy % +42.2%
How Wall Street rates the stock today, and the latest firm-by-firm actions.
64% rate it Buy or better · 22 analysts
Recent analyst actions
| Date | Firm | Action | Rating | Firm rating |
|---|---|---|---|---|
| Oct 1, 2026 | JP Morgan | MAINTAIN | Neutral | 55% |
| Sep 28, 2026 | Morgan Stanley | MAINTAIN | Overweight | 55% |
| Sep 8, 2026 | Morgan Stanley | UPGRADE | Overweight | 55% |
| Jul 27, 2026 | DA Davidson | MAINTAIN | Buy | 53% |
| Jul 27, 2026 | TD Cowen | MAINTAIN | Buy | 56% |
| Jul 27, 2026 | RBC Capital | MAINTAIN | Sector Perform | 55% |
| Jul 15, 2026 | Cantor Fitzgerald | MAINTAIN | Overweight | 49% |
| Jul 7, 2026 | Barclays | MAINTAIN | Overweight | 54% |
| Jul 6, 2026 | TD Cowen | UPGRADE | Buy | 56% |
| Jul 1, 2026 | JP Morgan | MAINTAIN | Neutral | 55% |
Monthly consensus history
| Period | Str. Buy | Buy | Hold | Sell | Str. Sell | Buy % | Distribution |
|---|---|---|---|---|---|---|---|
| Sep 1, 2026 | 3 | 11 | 8 | 0 | 0 | 64% | |
| Aug 1, 2026 | 3 | 11 | 8 | 0 | 0 | 64% | |
| Jul 1, 2026 | 3 | 9 | 10 | 0 | 0 | 55% | |
| Jun 1, 2026 | 3 | 9 | 10 | 0 | 0 | 55% | |
| May 1, 2026 | 3 | 9 | 10 | 0 | 0 | 55% | |
| Apr 1, 2026 | 3 | 8 | 11 | 0 | 0 | 50% | |
| Mar 1, 2026 | 3 | 7 | 12 | 0 | 0 | 45% | |
| Feb 1, 2026 | 4 | 6 | 12 | 0 | 0 | 45% |
Price targets
Where 17 covering analysts think FLG trades over the next 12 months.
$16.03 +35.7% upside Strong Buy
Current$11.82 Low$13.00 Median$16.00 High$18.00 17 analysts
$13.00$18.00
Analyst rating Buy· 1.9/5 as of Oct 2, 2026
Reports & filings
AI-scored summaries of recent SEC filings and press releases, with sentiment and impact.
7 SEC filing reports analyzed · 1 bullish, 0 bearish, 1 mixed, 5 neutral · avg impact 3.7/10.Plus 1 press releases.
MIXED8-K6/10
Flagstar Bank reported Q2 2026 GAAP EPS of $0.06 (adjusted $0.05), missing the $0.07 consensus, whil
Jul 24, 2026
NEUTRAL8-K3/10
Flagstar Bank's 2026 Annual Meeting results confirm all four proposals passed with strong shareholde
Jun 11, 2026
NEUTRALDEFA14A3/10
Flagstar Bank filed supplemental proxy materials ahead of its June 9, 2026 annual meeting, disclosin
May 22, 2026
NEUTRAL8-K2/10
Flagstar Bank announced leadership updates: CEO Joseph Otting relinquishes the President title but r
May 18, 2026
Upcoming & catalyst events
Scheduled dates plus disclosed catalysts — earnings, dividends, enforcement, FDA and clinical-trial events. Colored dot = impact.
Oct 1, 2026
short_volume
Short Volume: FLG — 66.2% short (1.8M / 2.8M)
Short: 1,848,961 | Exempt: 11,871 | TRF Vol: 2,793,941 | Short Ratio: 66.2% | Off-exchange volume (dark pool + OTC)
Sep 30, 2026
short_volume
Short Volume: FLG — 59.8% short (1.2M / 2.1M)
Short: 1,232,880 | Exempt: 326 | TRF Vol: 2,060,796 | Short Ratio: 59.8% | Off-exchange volume (dark pool + OTC)
Sep 29, 2026
short_volume
Short Volume: FLG — 68.9% short (1.8M / 2.6M)
Short: 1,765,057 | Exempt: 6,289 | TRF Vol: 2,561,154 | Short Ratio: 68.9% | Off-exchange volume (dark pool + OTC)
Sep 25, 2026
short_volume
Short Volume: FLG — 78.7% short (1.5M / 1.9M)
Short: 1,469,185 | Exempt: 2,604 | TRF Vol: 1,865,735 | Short Ratio: 78.7% | Off-exchange volume (dark pool + OTC)
Sep 24, 2026
short_volume
Short Volume: FLG — 64.2% short (1.2M / 1.8M)
Short: 1,172,089 | Exempt: 65 | TRF Vol: 1,824,690 | Short Ratio: 64.2% | Off-exchange volume (dark pool + OTC)
Earnings estimates
Forecast earnings per share and revenue by period — and whether estimates are rising.
| Period | EPS Est. | Range | Growth | 30d Rev | Up/Dn | Revenue | # |
|---|---|---|---|---|---|---|---|
| Current Q | $0.09 | $0.04–$0.14 | 227.8% | -11.3% | 1↑ 0↓ | $0.6B | 16 |
| Next Q | $0.15 | $0.08–$0.19 | 146.2% | -8.7% | 1↑ 0↓ | $0.6B | 16 |
| Current FY | $0.33 | $0.21–$0.42 | 188.4% | -7.4% | 1↑ 0↓ | $2.2B | 16 |
| Next FY | $1.30 | $0.94–$1.65 | 298.4% | -4.8% | 0↑ 2↓ | $2.8B | 16 |
Current-quarter EPS estimate — revision history
| When | EPS estimate | Change vs now |
|---|---|---|
| Current | $0.089 | — |
| 7d ago | $0.099 | -0.009 |
| 30d ago | $0.101 | -0.011 |
| 60d ago | $0.103 | -0.013 |
| 90d ago | $0.139 | -0.050 |
Institutional ownership
Which big funds own FLG (from quarterly 13F filings) and who is adding or trimming.
50 institutional holders with $3.1B total value (205,812,311 shares) as of 2026-Q2. Top holders: BlackRock,, STATE, VANGUARD. Net buying activity: 31 institutions added/increased vs 19 reduced.
Top holders — 2026-Q2
| Fund | Shares | Value | % Tracked | Last move |
|---|---|---|---|---|
| BlackRock, Inc. | 43,029,412 | $642.9M | 21.0% | — |
| STATE STREET CORP | 16,933,346 | $253.0M | 8.3% | — |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 13,560,917 | $202.6M | 6.6% | — |
| VANGUARD CAPITAL MANAGEMENT LLC | 12,556,788 | $187.6M | 6.1% | — |
| Hudson Bay Capital Management LP | 9,734,256 | $145.4M | 4.8% | TRIM -71.9% |
| GOLDMAN SACHS GROUP INC | 8,645,886 | $129.2M | 4.2% | ADD +34.4% |
| GEODE CAPITAL MANAGEMENT, LLC | 8,241,694 | $123.2M | 4.0% | — |
| ALLIANCEBERNSTEIN L.P. | 8,559,470 | $112.7M | 3.7% | — |
| DIMENSIONAL FUND ADVISORS LP | 7,020,220 | $104.9M | 3.4% | — |
| TWO SIGMA INVESTMENTS, LP | 5,201,230 | $77.7M | 2.5% | — |
Recent position changes
| Fund | Action | Prev | Current | Change | Value |
|---|---|---|---|---|---|
| Hudson Bay Capital Management LP | TRIM | 34,689,439 | 9,734,256 | -71.9% | $145.4M |
| GOLDMAN SACHS GROUP INC | ADD | 6,434,334 | 8,645,886 | +34.4% | $129.2M |
| NORGES BANK | NEW | — | 3,610,405 | — | $53.9M |
| AMERIPRISE FINANCIAL INC | DOUBLED | 361,892 | 3,571,881 | +887.0% | $53.4M |
| MORGAN STANLEY | TRIM | 5,480,136 | 3,398,015 | -38.0% | $50.8M |
| Freestone Grove Partners LP | DOUBLED | 816,835 | 2,935,838 | +259.4% | $43.9M |
| BALYASNY ASSET MANAGEMENT L.P. | TRIM | 3,718,562 | 2,495,142 | -32.9% | $37.3M |
| D. E. Shaw & Co., Inc. | DOUBLED | 85,145 | 2,051,450 | +2309.4% | $30.6M |
| TUDOR INVESTMENT CORP ET AL | DOUBLED | 259,092 | 2,013,273 | +677.0% | $30.1M |
| Qube Research & Technologies Ltd | ADD | 819,555 | 1,637,316 | +99.8% | $24.5M |
Insider activity
Buying and selling by company executives and directors (SEC Form 4).
9 insiders, 20 transactions. Net $1.2K — $1.2K bought, $51.72 sold.
| Date | Insider | Title | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| Jul 15, 2026 | Marx Bryan | EVP & Princ Accounting Officer | TAX W/H | 1,259 | — | — |
| May 18, 2026 | Otting Joseph M | Exec Chairman and CEO | AWARD | 749,625 | — | — |
| Apr 1, 2026 | Miller Eli H | Director | AWARD | 7,326 | — | — |
| Mar 24, 2026 | Smith Lee Matthew | SEVP & Chief Financial Officer | TAX W/H | 2,131 | — | — |
| Mar 24, 2026 | Davis Reginald E | SEVP & Pres Consumer Banking | TAX W/H | 923 | — | — |
| Mar 15, 2026 | Smith Lee Matthew | SEVP & Chief Financial Officer | AWARD | 245,902 | — | — |
| Mar 15, 2026 | Marx Bryan | EVP & Princ Accounting Officer | AWARD | 24,590 | — | — |
| Mar 15, 2026 | Gagnon Kris | Sr EVP & Chief Credit Officer | TAX W/H | 6,051 | — | — |
| Mar 15, 2026 | Marx Bryan | EVP & Princ Accounting Officer | TAX W/H | 3,676 | — | — |
| Mar 15, 2026 | Buchanan George | EVP and Chief Risk Officer | TAX W/H | 4,368 | — | — |
Short interest & halts
FINRA semi-monthly short positions, Reg SHO threshold status, and recent trading halts for FLG.
Shares short
39,795,826
Settlement Sep 15, 2026
Change vs prior
+5.9%
Semi-monthly cycle
Days to cover
10.0
At avg daily volume
Of shares outstanding
≈9.6%
Estimate — not % of float
All FLG filing & press-release reports (8)
- 8-K reportJul 24, 2026
- PRESS-RELEASE reportJul 24, 2026
- 8-K reportJun 11, 2026
- DEFA14A reportMay 22, 2026
- 8-K reportMay 18, 2026
- DEFA14A reportApr 30, 2026
- 8-K reportApr 24, 2026
- COURT-RULING reportApr 21, 2026