Market Cap
$1.5M
SHFS
SHF Holdings, Inc.
$1.18 ▼ -9.23%
Prev close $1.30Market cap$1.5M
Insider Buying Cluster (4 insiders)High Impact Filing (7/10) Traditional Finance
Snapshot
The big-picture read on SHFS right now — valuation, ownership and activity at a glance.
Cap Size
Nano Cap
Inst. Holders
8 funds
Inst. Value
$54.4K
Inst. Activity
1 buys / 0 sells
Insider Activity
$211.2K buy / $0.00 sell
Insider Net $
$211.2K
SEC Reports
7
Press Releases
1
Price chart 30d -37.8%
Daily candles (open–high–low–close) with volume. Green = up day, red = down day.
No data for this timeframe.
Vol
Recent activity
The latest filings, insider trades, analyst actions, press and options flow — newest first.
Sep 30, 2026 trading_halt
Aug 11, 2026 SEC Halt Resumed: SHFS — trading resumed after T3 (News and Resumption Times)
Halted 2026-09-29T23:50:00.000Z | Resumed 2026-09-30T13:00:00.000Z
SHF Holdings' S-1 registration (File No. 333-295616) became effective on August 10, 2026, covering the resale of 22.6M s
EFFECT — Impact 6/10
Safe Harbor Financial reported Q2 2026 revenue of $1.93M, up 4.8% YoY, driven by a 50.7% increase in loan program income
PRESS-RELEASE — Impact 5/10
SHF Holdings reported Q2 2026 revenue of $1.93M, up 4.8% YoY, driven by a 50.7% increase in loan program income to $0.8M
8-K — Impact 6/10
Safe Harbor Financial reported preliminary unaudited results showing a 50% YoY revenue decline to $7.7M in 2025, driven
Impact 6/10
Mar 31, 2026 Inst.
GEODE CAPITAL MANAGEMENT, LLC — DOUBLED
40,438 shares ($33.6K)
Dec 31, 2025 Insider
Mendez Terrance Elliot disposed of 1 shares
Director, CEO and CFO @ $800.00 ($800.00)
Dec 31, 2025 Insider
Regan Michael disposed of 1 shares
Chief Inv. & Strat. Officer @ $800.00 ($800.00)
Analyst ratings buy % +0.0%
How Wall Street rates the stock today, and the latest firm-by-firm actions.
Recent analyst actions
| Date | Firm | Action | Rating | Firm rating |
|---|---|---|---|---|
| May 16, 2023 | EF Hutton | REITERATE | Buy | 30% |
| Mar 31, 2023 | EF Hutton | REITERATE | Buy | 30% |
| Oct 26, 2022 | EF Hutton | INITIATE | Buy | 30% |
Monthly consensus history
| Period | Str. Buy | Buy | Hold | Sell | Str. Sell | Buy % | Distribution |
|---|---|---|---|---|---|---|---|
| Oct 1, 2023 | 2 | 4 | 1 | 0 | 0 | 86% | |
| Sep 1, 2023 | 2 | 4 | 1 | 0 | 0 | 86% | |
| Aug 1, 2023 | 2 | 4 | 1 | 0 | 0 | 86% | |
| Jul 1, 2023 | 2 | 4 | 1 | 0 | 0 | 86% |
Reports & filings
AI-scored summaries of recent SEC filings and press releases, with sentiment and impact.
7 SEC filing reports analyzed · 2 bullish, 3 bearish, 2 mixed, 0 neutral · avg impact 6.0/10.Plus 1 press releases.
BEARISHEFFECT6/10
SHF Holdings' S-1 registration (File No. 333-295616) became effective on August 10, 2026, covering t
Aug 11, 2026
BEARISHPRESS-RELEASE5/10
Safe Harbor Financial reported Q2 2026 revenue of $1.93M, up 4.8% YoY, driven by a 50.7% increase in
Aug 10, 2026
BEARISH8-K6/10
SHF Holdings reported Q2 2026 revenue of $1.93M, up 4.8% YoY, driven by a 50.7% increase in loan pro
Aug 10, 2026
MIXEDPRESS-RELEASE5/10
Safe Harbor Financial reported Q1 2026 revenue of ~$2.0M (+2.2% YoY) and a net loss of ~$1.8M (vs ~$
May 18, 2026
Upcoming & catalyst events
Scheduled dates plus disclosed catalysts — earnings, dividends, enforcement, FDA and clinical-trial events. Colored dot = impact.
Sep 30, 2026
trading_halt
Halt Resumed: SHFS — trading resumed after T3 (News and Resumption Times)
Halted 2026-09-29T23:50:00.000Z | Resumed 2026-09-30T13:00:00.000Z
Sep 29, 2026
trading_halt
Trading Halt: SHFS — T1 (News Pending)
SHF Holdings, Inc. Cl A Cmn | Market: NASDAQ | Code: T1 — News Pending
Sep 29, 2026
trading_halt
Trading Halt: SHFS — T3 (News and Resumption Times)
SHF Holdings, Inc. Cl A Cmn | Market: NASDAQ | Code: T3 — News and Resumption Times
Sep 28, 2026
other
Safe Harbor Financial Announces the Implementation of a Reverse Stock Split
DENVER, Sept. 28, 2026 (GLOBE NEWSWIRE) -- SHF Holdings, Inc., d/b/a Safe Harbor Financial (“Safe Harbor” or the “Company”) (NASDAQ: SHFS), a leading
Sep 16, 2026
routine
Safe Harbor Institutional Named Top Business Solutions Company at 2026 PBC Cannabis Banking Conference
Industry recognition highlights Safe Harbor’s expertise in helping banks and credit unions build, strengthen and scale cannabis banking programs Indus
Earnings estimates
Forecast earnings per share and revenue by period — and whether estimates are rising.
| Period | EPS Est. | Range | Growth | 30d Rev | Up/Dn | Revenue | # |
|---|---|---|---|---|---|---|---|
| Current Q | $0.00 | $0.00–$0.00 | — | — | — | $0.0B | — |
| Next Q | $0.00 | $0.00–$0.00 | — | — | — | $0.0B | — |
| Current FY | $0.00 | $0.00–$0.00 | — | — | — | $0.0B | — |
| Next FY | $0.00 | $0.00–$0.00 | — | — | — | $0.0B | — |
Institutional ownership
Which big funds own SHFS (from quarterly 13F filings) and who is adding or trimming.
8 institutional holders with $54.4K total value (401,508 shares) as of 2026-Q2. Top holders: JANE, GEODE, CITADEL.
Top holders — 2026-Q2
| Fund | Shares | Value | % Tracked | Last move |
|---|---|---|---|---|
| JANE STREET GROUP, LLC | 110,487 | $26.5K | 48.7% | — |
| GEODE CAPITAL MANAGEMENT, LLC | 38,165 | $9.2K | 16.8% | DOUBLED +219.6% |
| CITADEL ADVISORS LLC | 36,176 | $8.7K | 16.0% | ADD +34.9% |
| SUSQUEHANNA INTERNATIONAL GROUP, LLP | 27,794 | $6.7K | 12.3% | — |
| VANGUARD CAPITAL MANAGEMENT LLC | 7,593 | $1.8K | 3.3% | — |
| TD Waterhouse Canada Inc. | 5,000 | $1.2K | 2.2% | — |
| MERCER GLOBAL ADVISORS INC /ADV | 1,250 | $300.00 | 0.6% | — |
| HRT FINANCIAL LP | 175,043 | $42.00 | 0.1% | — |
Recent position changes
| Fund | Action | Prev | Current | Change | Value |
|---|---|---|---|---|---|
| GEODE CAPITAL MANAGEMENT, LLC | DOUBLED | 12,651 | 40,438 | +219.6% | $33.6K |
| VANGUARD GROUP INC | TRIM | 46,284 | 20,486 | -55.7% | $21.7K |
| UBS Group AG | DOUBLED | 229 | 474 | +107.0% | $502.00 |
| BANK OF AMERICA CORP /DE/ | NEAR_EXIT | 3,906 | 17 | -99.6% | $18.00 |
| VANGUARD GROUP INC | ADD | 28,304 | 46,284 | +63.5% | $331.4K |
| BANK OF AMERICA CORP /DE/ | DOUBLED | 17 | 3,906 | +22876.5% | $28.0K |
| RENAISSANCE TECHNOLOGIES LLC | DOUBLED | 28,585 | 147,930 | +417.5% | $66.6K |
| UBS Group AG | DOUBLED | 6,142 | 25,839 | +320.7% | $11.6K |
| CITADEL ADVISORS LLC | ADD | 37,954 | 51,212 | +34.9% | $28.3K |
Insider activity
Buying and selling by company executives and directors (SEC Form 4).
5 insiders, 19 transactions. Net $211.2K — $211.2K bought, $0.00 sold.
| Date | Insider | Title | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| Dec 31, 2025 | Mendez Terrance Elliot | Director, CEO and CFO | J | 1 | $800.00 | $800.00 |
| Dec 31, 2025 | Regan Michael | Chief Inv. & Strat. Officer | J | 1 | $800.00 | $800.00 |
| Dec 31, 2025 | Kay Jeffrey R. | Chief Marketing Officer | J | 1 | $800.00 | $800.00 |
| Dec 31, 2025 | Carleton Richard | Director | J | 1 | $800.00 | $800.00 |
| Dec 10, 2025 | Carleton Richard | Director | J | 1 | $800.00 | $800.00 |
| Dec 10, 2025 | Kay Jeffrey R. | Chief Marketing Officer | J | 1 | $800.00 | $800.00 |
| Dec 10, 2025 | Mendez Terrance Elliot | Director, CEO and CFO | J | 1 | $800.00 | $800.00 |
| Dec 10, 2025 | Regan Michael | Chief Inv. & Strat. Officer | J | 1 | $800.00 | $800.00 |
| Sep 30, 2025 | Mendez Terrance Elliot | Director, CEO and CFO | BUY | 8,050 | — | — |
| Sep 30, 2025 | Kay Jeffrey R. | Chief Marketing Officer | BUY | 4,057 | — | — |
Short interest & halts
FINRA semi-monthly short positions, Reg SHO threshold status, and recent trading halts for SHFS.
Shares short
161,052
Settlement Sep 15, 2026
Change vs prior
+270.6%
Semi-monthly cycle
Days to cover
1.0
At avg daily volume
Of shares outstanding
≈1.3%
Estimate — not % of float
| Halted | Code | Reason | Status |
|---|---|---|---|
| Sep 29, 2026 | T3 | Resumption Scheduled | Resumed |
| Sep 29, 2026 | T1 | News Pending | Not resumed |
All SHFS filing & press-release reports (8)
- EFFECT reportAug 11, 2026
- PRESS-RELEASE reportAug 10, 2026
- 8-K reportAug 10, 2026
- PRESS-RELEASE reportMay 18, 2026
- CLUSTER reportMay 9, 2026
- PRESS-RELEASE reportApr 16, 2026
- PRESS-RELEASE reportApr 1, 2026
- 8-K reportMar 3, 2026