Nasdaq· Personal Credit Institutions· Inc. DE· CIK 0001409970

LC

Happen, Inc.
—
12-mo target$23.25 (+21.0%)
Insider Selling Cluster (3 insiders)High Impact Filing (8/10) Traditional Finance
Snapshot
The big-picture read on LC right now — valuation, ownership and activity at a glance.
Inst. Holders
50 funds
Inst. Value
$932.8M
Inst. Activity
0 buys / 1 sells
Insider Activity
$0.00 buy / $2.2M sell
Insider Net $
-$2.2M
SEC Reports
11
Price chart
Daily candles (open–high–low–close) with volume. Green = up day, red = down day.
Vol
Recent activity
The latest filings, insider trades, analyst actions, press and options flow — newest first.
Jun 30, 2026 Inst.
FULLER & THALER ASSET — EXIT
0 shares ($0.00)
Jun 23, 2026 SEC
LendingClub Corporation has changed its name to Happen, Inc., transferred its stock listing from the NYSE to the Nasdaq
8-K — Impact 3/10
Jun 16, 2026 Insider
Stack Fergal sold 60,000 shares
SVP, Corporate Controller @ $19.00 ($1.1M)
Jun 16, 2026 short_volume
Short Volume: LC — 57.6% short (0.3M / 0.5M)
Short: 315,982 | Exempt: 390 | TRF Vol: 548,530 | Short Ratio: 57.6% | Off-exchange volume (dark poo
Jun 11, 2026 SEC
Six major institutions accumulated $88.4M in LendingClub common stock during 2025-Q4, dominated by large passive manager
INST-CLUSTER — Impact 5/10
Jun 10, 2026 Insider
Cheng Jordan sold 5,500 shares
General Counsel & Secretary @ $17.46 ($96.0K)
Jun 9, 2026 Insider
Sanborn Scott sold 4,899 shares
CEO @ $18.00 ($88.2K)
Jun 4, 2026 SEC
LendingClub CEO Scott Sanborn sold $426K worth of stock on June 2, while CFO Andrew LaBenne and General Counsel Jordan C
CLUSTER — Impact 3/10
Analyst ratings buy % +5.6%
How Wall Street rates the stock today, and the latest firm-by-firm actions.
Recent analyst actions
DateFirmActionRatingFirm rating
Jun 30, 2026BTIGMAINTAINBuy 53%
Apr 28, 2026Stephens & Co.MAINTAINOverweight 54%
Jan 29, 2026BTIGREITERATEBuy 53%
Dec 4, 2025JP MorganMAINTAINOverweight 55%
Nov 10, 2025CitizensUPGRADEMarket Outperform 38%
Nov 7, 2025Keefe, Bruyette & WoodsMAINTAINOutperform 58%
Nov 6, 2025Janney Montgomery ScottMAINTAINNeutral 56%
Nov 6, 2025BTIGMAINTAINBuy 53%
Oct 23, 2025Keefe, Bruyette & WoodsMAINTAINOutperform 58%
Oct 23, 2025Piper SandlerMAINTAINOverweight 54%
Monthly consensus history
PeriodStr. BuyBuyHoldSellStr. SellBuy %Distribution
Jun 1, 202681010095%
May 1, 202681010095%
Apr 1, 202681010095%
Mar 1, 202681010095%
Feb 1, 202681020090%
Jan 1, 202681020090%
Price targets
Where 10 covering analysts think LC trades over the next 12 months.
$23.25 +21.0% upside Strong Buy
Current$19.21 Low$20.00 Median$23.00 High$29.00 10 analysts
$20.00$29.00
Analyst rating Strong Buy· 1.5/5 as of Aug 6, 2026
Reports & filings
AI-scored summaries of recent SEC filings and press releases, with sentiment and impact.
11 SEC filing reports analyzed · 2 bullish, 0 bearish, 1 mixed, 8 neutral · avg impact 4.0/10.
Upcoming & catalyst events
Scheduled dates plus disclosed catalysts — earnings, dividends, enforcement, FDA and clinical-trial events. Colored dot = impact.
Jun 16, 2026
short_volume
Short Volume: LC — 57.6% short (0.3M / 0.5M)
Short: 315,982 | Exempt: 390 | TRF Vol: 548,530 | Short Ratio: 57.6% | Off-exchange volume (dark pool + OTC)
Jun 3, 2026
short_volume
Short Volume: LC — 72.9% short (0.5M / 0.7M)
Short: 492,666 | Exempt: 886 | TRF Vol: 675,592 | Short Ratio: 72.9% | Off-exchange volume (dark pool + OTC)
May 29, 2026
short_volume
Short Volume: LC — 67.5% short (0.6M / 0.9M)
Short: 627,504 | Exempt: 8,909 | TRF Vol: 929,305 | Short Ratio: 67.5% | Off-exchange volume (dark pool + OTC)
May 27, 2026
short_volume
Short Volume: LC — 57.8% short (0.4M / 0.6M)
Short: 361,200 | Exempt: 5,218 | TRF Vol: 625,034 | Short Ratio: 57.8% | Off-exchange volume (dark pool + OTC)
May 8, 2026
short_volume
Short Volume: LC — 65.9% short (0.5M / 0.7M)
Short: 469,459 | Exempt: 367 | TRF Vol: 712,353 | Short Ratio: 65.9% | Off-exchange volume (dark pool + OTC)
Earnings estimates
Forecast earnings per share and revenue by period — and whether estimates are rising.
PeriodEPS Est.RangeGrowth30d RevUp/DnRevenue#
Current FY$1.75$1.71–$1.7650.5%+0.8%4↑ 2↓$1.1B8
Current Q$0.42$0.40–$0.4326.4%+0.1%5↑ 2↓$0.3B7
Next FY$2.30$2.13–$2.4931.8%-1.5%3↑ 2↓$1.2B8
Next Q$0.44$0.43–$0.4619.7%-5.6%0↑ 7↓$0.3B7
Current-quarter EPS estimate — revision history
WhenEPS estimateChange vs now
Current$0.417—
7d ago$0.406+0.011
30d ago$0.417+0.000
60d ago$0.417+0.000
90d ago$0.419-0.002
Institutional ownership
Which big funds own LC (from quarterly 13F filings) and who is adding or trimming.
50 institutional holders with $932.8M total value (65,106,236 shares) as of 2026-Q1. Top holders: WELLINGTON, BlackRock,, VANGUARD. Net selling activity: 15 institutions trimmed/exited vs 14 added.
Top holders — 2026-Q1
FundSharesValue% TrackedLast move
WELLINGTON MANAGEMENT GROUP LLP12,757,974$182.7M19.6%ADD +66.0%
BlackRock, Inc.9,587,787$137.3M14.7%—
VANGUARD PORTFOLIO MANAGEMENT LLC7,633,867$109.3M11.7%—
DIMENSIONAL FUND ADVISORS LP5,760,141$82.5M8.8%—
FULLER & THALER ASSET MANAGEMENT, INC.3,420,115$49.0M5.3%EXIT -100.0%
STATE STREET CORP2,892,920$41.4M4.4%—
Point72 Asset Management, L.P.2,748,062$39.4M4.2%DOUBLED +123.9%
DRIEHAUS CAPITAL MANAGEMENT LLC2,009,676$28.8M3.1%TRIM -42.9%
Nuveen, LLC1,459,490$20.9M2.2%—
CITADEL ADVISORS LLC1,421,855$20.4M2.2%—
Recent position changes
FundActionPrevCurrentChangeValue
FULLER & THALER ASSET MANAGEMENT, INC.EXIT3,420,1150-100.0%$0.00
WELLINGTON MANAGEMENT GROUP LLPADD7,687,43512,757,974+66.0%$182.7M
Point72 Asset Management, L.P.DOUBLED1,227,1632,748,062+123.9%$39.4M
DRIEHAUS CAPITAL MANAGEMENT LLCTRIM3,519,3502,009,676-42.9%$28.8M
FRANKLIN RESOURCES INCDOUBLED171,161534,703+212.4%$7.7M
Allianz Asset Management GmbHADD285,411497,330+74.3%$7.1M
STATE OF WISCONSIN INVESTMENT BOARDADD351,998479,737+36.3%$6.9M
TCW GROUP INCADD238,867359,114+50.3%$5.1M
Assenagon Asset Management S.A.TRIM491,289301,692-38.6%$4.3M
Invesco Ltd.TRIM448,881263,021-41.4%$3.8M
Insider activity
Buying and selling by company executives and directors (SEC Form 4).
15 insiders, 50 transactions. Net -$2.2M — $0.00 bought, $2.2M sold.
DateInsiderTitleTypeSharesPriceValue
Jun 16, 2026Stack FergalSVP, Corporate ControllerSELL60,000$19.00$1.1M
Jun 10, 2026Cheng JordanGeneral Counsel & SecretarySELL5,500$17.46$96.0K
Jun 9, 2026Sanborn ScottCEOSELL4,899$18.00$88.2K
Jun 2, 2026Sanborn ScottCEOSELL23,851$17.86$425.9K
Jun 2, 2026Ahmad Syed FaizDirectorAWARD13,715——
Jun 2, 2026Cutler Stephen MDirectorAWARD13,715——
Jun 2, 2026LANDON ALLAN RDirectorAWARD13,715——
Jun 2, 2026Mayopoulos Timothy JDirectorAWARD13,715——
Jun 2, 2026Reimann KathrynDirectorAWARD13,715——
Jun 2, 2026Selleck ErinDirectorAWARD13,715——
Short interest & halts
FINRA semi-monthly short positions, Reg SHO threshold status, and recent trading halts for LC.
Shares short
6,105,584
Settlement Jun 15, 2026
Change vs prior
-2.6%
Semi-monthly cycle
Days to cover
2.9
At avg daily volume
All LC filing & press-release reports (11)