The strong beat and raised guidance confirm accelerating organic and M&A-driven momentum; the increased buyback authorization signals management confidence in cash generation. Monitor the contribution from the Transbank and Clip agreements and any further cybersecurity disclosures in subsequent filings.
Price Chart
Executive Summary
EVERTEC reported Q2 2026 adjusted EPS of $1.05, beating consensus of $0.95 by 10.6%, and revenue of $274.8M (+20% YoY, +16% constant currency) beating $262.2M consensus. Full-year 2026 guidance was raised for both revenue and adjusted EPS, and the share repurchase authorization was increased to $150M. GAAP net income fell sharply to $5.4M due to non-recurring impairment charges, cybersecurity costs, and acquisition-related expenses, but underlying adjusted EBITDA grew 18% to $109.3M.
Key Financial Metrics
Key Facts
- Q2 revenue $274.8M, +20% YoY (+16% constant currency), consensus $262.2M
- Adjusted EPS $1.05, +18% YoY, consensus $0.95
- GAAP net income attributable to common shareholders $5.4M ($0.09/diluted) vs $40.5M ($0.62) in prior year
- Adjusted EBITDA $109.3M (+18%), margin 39.8% vs 40.3%
- Raised FY2026 revenue guidance to $1,085M-$1,095M (from $1,073M-$1,085M)
- Raised FY2026 adjusted EPS guidance to $3.94-$4.04 (from $3.86-$3.98)
- Increased share repurchase authorization to $150M (previously $83M remaining)
- Repurchased 1,907,437 shares at avg $24.68 during Q2
- Signed strategic agreements with Transbank (Chile) and Clip (Mexico)
- Impairment charge of $8.9M on equity method investment; cybersecurity incident response costs incurred
Financial Impact
Adjusted EPS beat by $0.10 (10.6%), revenue beat by $12.6M (4.8%). FY2026 revenue guidance raised by ~$11M at midpoint, adjusted EPS guidance raised by ~$0.07 at midpoint.
Risk Factors
- GAAP net income collapsed to $5.4M due to non-recurring impairment, cybersecurity costs, and tax items; such costs may recur or expand
- Revenue from Business Solutions segment continued to contract due to the 10% pricing discount to Popular
- Higher leverage ($1.25B long-term debt) from recent acquisitions may constrain capital returns
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 6 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0001559865-26-000043 |
| Document: evtc-20260731.htm | 0001559865-26-000043 |
| Document: 0001559865-26-000043-index-headers.html | 0001559865-26-000043 |
| Document: 0001559865-26-000043-index.html | 0001559865-26-000043 |
| Document: 0001559865-26-000043.txt | 0001559865-26-000043 |
| 8-K Data (Synthetic) | 0001559865-26-000043 |
Track record builds as more directional reports settle.
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Aug 24, 2026 5w ago | Insider Cluster | $29.56 $27.90 | ▼ −5.62% | ▼ −6.93% | $27.23 (−7.88%) |
Aug 14, 2026 6w ago | Insider Cluster | $30.39 $28.31 | ▼ −6.84% | ▼ −4.87% | $27.23 (−10.40%) |
Aug 13, 2026 7w ago | Insider Cluster | $31.98 $29.27 | ▼ −8.47% | ▼ −6.73% | $27.23 (−14.85%) |
Aug 4, 2026 8w ago | 8-K | $31.31 $30.02 | ▼ −4.12% | ▼ −3.52% | $27.23 (−13.03%) |
Jun 12, 2026 16w ago | Insider Buy | $27.35 $29.61 | ▲ +8.26% | ▲ +9.01% | $27.23 (−0.44%) |
Jun 9, 2026 16w ago | 8-K | $23.28 $28.60 | ▼ −22.85% | ▼ −21.41% | $27.23 (−16.97%) |
May 20, 2026 19w ago | 8-K | $24.65 $25.28 | ▲ +2.56% | ▲ +2.22% | $27.23 (+10.47%) |
May 7, 2026 21w ago | Insider Cluster | $23.31 $22.57 | ▼ −3.18% | ▼ −6.32% | $27.23 (+16.81%) |
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