The investor presentation is a routine update with no new material information beyond Q2 earnings already reported. FY 2026 guidance confirms mid-single-digit revenue growth and stable credit costs. Monitor loan growth trajectory and NIM trends given the sensitivity of BOKF's variable-rate loan portfolio (76% repricing within a year) to interest rate changes.
Price Chart
Executive Summary
BOKF filed an 8-K furnishing an August 2026 investor presentation. The presentation highlights strong Q2 2026 results including net income of $176.5M ($2.92 EPS), 11.5% YoY loan growth to $27.1B, and a net interest margin of 2.91%. The company issued full-year 2026 guidance for net interest income of $1.42-$1.45B, fees & commissions of $820-$845M, and provision expense below $20M. Credit quality remains strong with net charge-offs of only $500K in Q2.
Key Facts
- Q2 2026 net income of $176.5M ($2.92 diluted EPS) vs $155.8M ($2.58) in Q1 2026 and $140.0M ($2.19) in Q2 2025
- Period-end loans grew $896M (3.4%) sequentially and $2.8B (11.5%) YoY to $27.1B
- Net interest margin increased 1 bp sequentially to 2.91%; core NIM excluding trading declined 2 bps to 3.13%
- FY 2026 guidance: NII $1.42-$1.45B, fees & commissions $820-$845M, provision expense below $20M
- Net charge-offs of $500K in Q2; trailing 12-month net charge-offs at 3 bps
- Nonperforming assets (ex-govt guaranteed) at $55M, 0.20% of loans
- TCE ratio of 9.6%; loan-to-deposit ratio of 68%
- Fiduciary & asset management revenue of $71.0M (record quarterly result)
Financial Impact
Q2 2026 net income of $176.5M, up 26% YoY. Period-end loans of $27.1B up 11.5% YoY. FY 2026 NII guided to $1.42-$1.45B.
Risk Factors
- Lower trading activity weighed on Markets & Securities revenue (down 20.2% sequentially)
- Core NIM declining 2 bps sequentially despite stable Fed funds rate assumptions
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 5 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0000875357-26-000051 |
| Document: bokf-20260831.htm | 0000875357-26-000051 |
| Document: 0000875357-26-000051-index-headers.html | 0000875357-26-000051 |
| Document: 0000875357-26-000051-index.html | 0000875357-26-000051 |
| Document: 0000875357-26-000051.txt | 0000875357-26-000051 |
Track record builds as more directional reports settle.
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Aug 31, 2026 4w ago | 8-K | $136.08 $128.62 | ▼ −5.48% | ▼ −5.29% | $128.36 (−5.67%) |
Aug 12, 2026 7w ago | Insider Cluster | $144.78 $135.21 | ▼ −6.61% | ▼ −4.71% | $128.36 (−11.34%) |
May 11, 2026 20w ago | 8-K | $129.89 $130.86 | ▲ +0.75% | ▲ +1.05% | $128.36 (−1.18%) |
May 7, 2026 21w ago | Insider Cluster | $133.45 $125.39 | ▼ −6.04% | ▼ −9.18% | $128.36 (−3.81%) |
Apr 20, 2026 23w ago | 8-K | $134.13 $127.82 | ▲ +4.70% | ▲ +9.62% | $128.36 (+4.30%) |
US Market Status
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