The strong double-digit revenue growth, robust guidance, and capital return program suggest ACI is well-positioned for continued growth. Traders should monitor the execution of the 2026 guidance and the integration of new board members for strategic direction.
Price Chart
Executive Summary
ACI Worldwide reported strong 2025 financial results with 10% revenue growth and 12% net income growth, driven by double-digit growth in its Payment Software and Biller segments. The company maintained its board refreshment with the appointment of Kimberly deBeers and announced a robust 2026 guidance of 7-9% revenue growth. This positive performance, combined with capital returns and strategic appointments, signals strong momentum.
Key Financial Metrics
Key Facts
- Revenue grew 10% YoY to $1.76 billion in 2025
- Net income increased 12% YoY to $227 million
- Payment Software segment revenue grew 9%, Biller segment grew 13%
- Company guided for 7-9% revenue growth in 2026
- Board appointed Kimberly deBeers and refreshed with new members
- Generated $323 million in operating cash flow and returned $203 million to shareholders
Financial Impact
Revenue growth of $165 million, net income increase of $23.5 million, with $323 million in operating cash flow
Segment Breakdown
| Segment | Revenue | Growth |
|---|---|---|
| Payment Software | $942.1M | +9.0% |
| Biller | $817.7M | +13.0% |
Risk Factors
- Potential execution risk in maintaining high growth rates
- Integration challenges with new board members
Market Snapshot
Investment Themes
Documents Analyzed
This report is based on 6 SEC documents filed with EDGAR.
| Document | Accession Number |
|---|---|
| 8-K Filing (Primary) | 0000935036-26-000009 |
| Document: aciw-20260223.htm | 0000935036-26-000009 |
| Document: aciw-20260226_ex992.htm | 0000935036-26-000009 |
| Document: 0000935036-26-000009-index-headers.html | 0000935036-26-000009 |
| Document: 0000935036-26-000009-index.html | 0000935036-26-000009 |
| Document: 0000935036-26-000009.txt | 0000935036-26-000009 |
Filters
| Type | Now | ||||
|---|---|---|---|---|---|
Aug 12, 2026 7w ago | Institutional Cluster | $52.75 $51.97 | ▼ −1.48% | ▲ +0.42% | $50.24 (−4.76%) |
Aug 6, 2026 8w ago | 8-K | $55.22 $52.91 | ▼ −4.18% | ▼ −4.78% | $50.24 (−9.02%) |
May 7, 2026 21w ago | 8-K | $46.65 $41.56 | ▼ −10.91% | ▼ −14.05% | $50.24 (+7.70%) |
Mar 2, 2026 30w ago | Insider Cluster | $40.35 $40.31 | ▼ −0.10% | ▲ +7.84% | $50.24 (+24.51%) |
Mar 2, 2026 30w ago | Insider Cluster | $40.35 $40.31 | ▼ −0.10% | ▲ +7.84% | $50.24 (+24.51%) |
Feb 26, 2026 31w ago | 8-K | $39.80 $40.86 | ▲ +2.66% | ▲ +9.07% | $50.24 (+26.23%) |
US Market Status
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